@Peter Padalino the other advantage of adding solar is that it is building credit with the utility when the property is vacant.

However, I am finding through my talks with some lenders that, since I am still relatively new out of school and have multiple student loans (although I have great credit), my saving grace in terms of getting a loan to fund my first deal is the salary my day job pays me.I know that real estate isn't a get rich quick scheme and that I will probably have to stick out my day job for a couple more years, but at what point do you see banks, lenders, etc. start to give you loans to fund deals without a steady stream from a corporate job? 

what is :ltvloan amt credit score type of property closing date program desired

You can also ask the seller to provide a credit report as part of the sale. 

I am having trouble with someone who would do the deal with me, I have excellent credit, a good salary, just curious if anyone has a bank or credit union or work with. 

My credit is decent but I think I have more debit than credit.

My credit is decent but I think I have more debit than credit.

I’d find out when/if it was fixed and then get a quote to repair the window and drywall and ask for a credit towards your closing. 

I would pay all that off before you buy any real estate.Let’s say your credit card interest is 16 percent and a balance of 10k.

I recently got a small loan to get a head start on my credit since I have no credit history.