So it makes sense.But, if I wasn't comfortable holding it for a couple years, I wouldn't be buying it.

Don't get me wrong, I personally would feel relatively comfortable in the cash out scenario that you described.

It depends on your locality and what you are comfortable with. 

I was in your shoes this summer.

I aim to get into multi families to learn and have some security, but I love the idea of long term tenants and appreciation, and will probably feel more comfortable with that as my time in the market increases.

I read about someone attempting to get some sort of promissory note from a lender post covid-19 outbreak to refi but not sure If I'd feel comfortable given the ever changing circumstances  

Family Offices were coming around to get more comfortable with lending.

I know plenty of people that would gladly wait out the judicial system while comfortably living in their landlords property - even if they could afford a cheaper property and move out. 

If I am, I do not feel comfortable sending the sellers attorney a check.

For electronic lock boxes go self showings, are you comfortable that people might not steal something?