Having said that, tile does have downsides compared to LVT, tile installation is more expensive, it requires more skilled labor and subfloor prep and even very neutral finishes can become dated; I think natural stone is timeless but preferred colors do come and go.

Do they utilize consistent, natural lighting?

In the loan processing step is it common practice for you to give them your bank account numbers and your life Insurance policy and Bonds, things of that nature.

It's natural for people to start thinking about their response before the other party finishes talking.

The conservative nature has cost me in such an aggressive market, but it saved me in this case.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

I'm curious what your property insurance is costing on a non-owner occupied, STR in an area prone to natural disasters? 

I built a wood fired heat exchanger from natural gas pipe and the shell of an RV water holding tank.

At this point, my thoughts are why is the electricity bill so high, considering heat is natural gas.

I get the logic of a personal mortgage being paid by a personal account but being a 4-plex I naturally want a business account.