I am trying to understand what exactly the process looks like after the buyer wins and bid and what some of the pitfalls are...

To give every one an idea my current lender is give me a 20% bonus for my non taxable items which in San Diego is quite a substantial sum of money.

I'm working on a rehab in a great school district.I am considering converting an existing bonus living room to a bedroom to try to increase the ARV by 5-10k and increase interest in the listing.

If someone else wins bid, then ask if you can put in a backup offer so you can be next in line before it hits market again.

This creates a WIN-WIN Situation and gives the Realtor incentive, to work harder on your behalf.

Would the person with the 400 credit score potentially win a judgment against me because I accepted the higher (but not fully qualifying) score if the 400 applied first? 

After all, Chloe Eudaly who uses low income people emotion to wipe out small owners, becomes a winning child to the City and State who successfully generates more revenue from and for the big players.

I explained to the bank I signed this meaningless document for their convenience, so underwriter can get a bonus for higher numbers of closings.

The other 12 month new lease might be harder to negotiate..The month to month unit is larger , bonus for you.

Can I make this one a creative successful win/win situation?