Couldn't speak to Lending Tree's options, but i tend to refer HELOCs and small-balance HELOANs to banks / credit unions just to have some flexibility.

Down payment would still be $60,000.Of course if buyer defaults on the loan I would still foreclose, and I would require home insurance/property tax in escrow like the banks do.Do you think this would work?

Borrowers who have never been exposed to agency lending can often be caught off guard by the post-closing reporting and inspection requirements.

And by turnkey, either going through a turnkey provider company, or if you're in Minneapolis, I'd imagine there are local cash flow options, so you could just focus on finding a property that's in good turnkey condition so it requires less work.

How would you explain these buyers terms to the seller. ok. 30 year amortization means the monthly payments are based on a 30 year loan, but at year 20 whatever the balance is they pay it off then (balloon payment)Personally I would NOT accept any of these offers.

These regulations dictate the impact of a property on the environment and can have significant implications for property owners and investors.Environmental regulations can include requirements for the management of hazardous materials, restrictions on the use of certain types of land, and requirements for the protection of natural resources.

Probably easier to give them the required notice in CO for the lease terminating at the end of the term and that it will not be renewed. 

Or what is the best way to get around this seosoning requirement so that i can buy my next property with my heloc?

Or consider short term rentals - still requires material participation, but may be easier to hit the material participation thresholds if you self-manage. 

This is our first investment home and we wanted to fix it to do short-term rentals, but the first requirement is to build a privacy fence.Any advice or suggestions for this situation?