After a very long career in education with limited income,  I  decided to explore other avenues that can secure the financial future of my family.  

Thanks for the offer, but I'm a licensed Realtor:) The MLS record is the only place where I've been able to find data on it.

As per our phone conversation let's explore further on various fronts in the very near future.

It should be very easy for a competent Realtor to give you all the data necessary to render your own opinion but it will not change how much the bank is willing to lend :-) Hope that helps!

Mid-end market, $800k-$2M will have some decent gain while $3M+ market will underperform going forward.The data has shown softness in the $3M+ homes in Palo Alto since 4th quarter 2015, which coincided with the pullback in VC fundings. 

Some are uncomfortable with it, some see it as a faster way to build net worth.You can explore refinancing, the higher value will help, but we have found that the fees eat up any benefits when the price point is that low.

It's important to have enough data to convey this.  

I am in the midst of compiling data on Albany, Troy, and Watervliet.

Whatever you do, do NOT buy off on the brokers flyer with data.

If you're going to wholesale, you need to have a knowledgeable real estate agent on your team or access to sufficient data to run your own comps.