In addition, subject to the Consumer Credit Code, I may exercise my other rights under this contract, and any right available to me under law.10.

Anyways, back to the subject on hand, riding REOs and HUD foreclosures can be VERY time consuming with little results.

It appears that me asking my agent to find out info from the listing agent and then getting back to me is just too time consuming.  

The first is from the Consumer Protection Protection Bureau (CFPB) and is rather complete.

I would check this out before you start down the road with your next contractor.http://www.ag.ny.gov/consumer-frauds/home-improvem...

Hi @Jason Schultz, well it's more complicated than flipping houses and notes/brokering have more regulated restrictions since you are dealing with a loan and various consumer protection regs.

If you really want to create a **** storm, you could do the "let me talk to your manager, I'm thinking of filing a consumer complaint" type route.

Both are full of valuable information and easy to consume.

While real estate consumes the entirety of my professional life, I still can't get enough of it!

., the Consumer Handbook on Adjustable Rate Mortgages (published by the CFPB) specifically states that a stepped-rate mortgage is NOT an ARM.