I have my Baselane account linked to several different accounts (Capital One and PNC to name a few)- Cost-Effective: The best part of Baselane is that the platform is completely free! 

Wow Matt, sounds like you're in a bad spot....

It sounds like both properties will be Qualified Use, so you are good there. 

Thus, they are effectively depreciated. 

Even if you make mistakes, you have a consistent stream of income to regain the capital and start again.If you have high risk tolerant and a positive outlook on becoming an agent, your plan sounds really good.

It might sound backwards, but keeping in cyclical markets like CA and selling it at the right time is more important than other more "steady" markets.

For individuals tethered to a W-2 job, this presents an opportunity to judiciously manage their tax liabilities while exploring supplemental income avenues.If this sounds like something that fits your investing goals, please reach out.

It sounds like you're in the early stages...

Here are some tips for a cost-effective installation:Shop Around for Deals: Look for discounts or promotions from local suppliers or consider remnants from larger projects to save on material costs.Consider Prefabricated Granite: Prefabricated granite countertops are pre-cut and polished, offering a more affordable option compared to custom-cut slabs.Hire Reputable Installers: While it may be tempting to cut costs with DIY installation, hiring professionals ensures proper fitting and longevity, ultimately saving on potential repairs.When it comes to return on investment (ROI), installing granite countertops can yield substantial benefits:Increased Property Value: Granite countertops are a desirable feature for renters, potentially allowing you to increase rental rates and attract higher-quality tenants.Long-Term Durability: Granite is known for its durability and resistance to scratches and heat, reducing the need for frequent replacements or repairs.Tenant Satisfaction: Tenants are likely to appreciate the upscale and modern appeal of granite countertops, contributing to higher tenant satisfaction and longer lease durations.The appeal of granite countertops to potential tenants can significantly impact property occupancy rates:Enhanced Aesthetic: Granite countertops convey a sense of luxury and sophistication, making your property stand out in the rental market.Competitive Edge: Properties with granite countertops often have a competitive edge over others, attracting more prospective tenants and reducing vacancy periods.Positive Reviews and Referrals: Tenants may be more inclined to leave positive reviews and refer your property to others, contributing to a positive rental reputation and sustained occupancy.By strategically incorporating granite countertops into your rental property, you can elevate its appeal, attract quality tenants, and maximize your investment returns.In conclusion, granite countertops can significantly enhance the appeal and value of rental properties.

Please understand there is no "overnight" solution and it is a skill set that will flourish as your experience as an investor compounds; which it sounds like you are on your way to doing!