@Jonathan Twombly  Remember the 60 minutes piece on the strategic foreclosure.YOUR POINT exactly... those folks still had jobs.. still had income.. but when they see their neighbors home in Scottsdale selling for 400k and they owe 650k against the same home .. they just stopped paying.. they decided what's my fico worth and its not worth negative 250k so I am walking.. and this was in non recourse states.. out our way purchase money mortgages have no deficiency IE banks cant sue you for the loss.. it became so bad though that govmit stepped in and would not let any bank sue a home owner for a deficiency and they made the IRS stop enforcing 1099c. 

I am just the type of person who needs to know how each piece fits just because.

But, even Bigger Pockets cannot replace mentorship and coaching as well as the motivation to succeed created when the right person connects with the right piece of information or the right teacher.

. :) Always a good thing to have piece of mind, and a good contract is worth paying for.

Linoleum is one piece and doesn't let water through.

I am not sure how many of leads I can come up with in my area to mail to but I wanted to start with at least a 2500 piece mailer each month.

The pros are: Looks nice, easy to put in, you can replace a piece later if it gets jacked up, you can install over almost any surface.

You need to commit to sending out at least X amount of marketing pieces every month.This costs MONEY every month whether yellow letters or postcards.

If they weren't, then I don't think that they would be a mandatory piece of many state promulgated contracts.

oh wait....dirt cheap signs has them for .89 a piece.