It’s not a big deal but certain lenders flag real estate as risky by default, so having it in your name gets you an auto red flag in certain scenarios.

To me, its riskier to use a hloc since if you run into a problem, your personal residence and/or rental at risk.  I

If the potential risk Is less than the potential reward I’d say write the sellers.

Personally, I'm in sales and I feel like this is something I would really be good at, but in the back of my head it feels a little risky as a women.

These are risky but rewards are higher.

Some investors have a higher appetite for risk, where returns are high, but the risk is high as well.

I do understand the risk I took on this. 

But this should give a good understanding of how to utilize PML and HML to make a deal %100 financed, although I don't recommend doing that as it is oftentimes risky and more expensive than putting some of you're own capital in especially as a new investor.

What works great for some can be too risky for others.

Wealth never replaces a loss like that.If your mother is against all such risky assets that you listed, your options may be somewhat limited.