We are not in a position where we can retire yet.  

I refi'd it once before, but was told I can't refi again because it is underwater.I'm a buy and hold investor looking to have all my properties paid off by the time I retire.

I have recently retired from the NFL and played 7 years.

@John Tilstra I liked Dayton well enough that when I retired from the Air Force, I stayed here by choice.

But no life moves on sales are made you make the best decisions you can at the time.in hind sight I was semi retired in 06 ish I should have cashed in.. and called it a day.. but now I grew and grew right into the great GFC and proceeded to get my @@@ handed to me and am back at work.. lost a decade or more of work in that little melt down.. so at the end of the day what they can't take is your knowledge and I knew if I could do it before I can do it again.. and life is back on a more even keep now.. its actually a good time for most.

Had an above the median income paying engineering job out of college$60k in student loan debtPurchased a new truck a few months into my new engineering career, putting myself another $25k in debtHigh cost of living out of college – partying, buying toys, eating out, etc.Following the societal norms for how to live life.Savings rate was almost 0%Retirement contributions of 15%, but I don’t really count that towards my savings rate since it’s locked awayPaying off ~$1000 per month in student loans After a year or two out of college, I soon realized that I was spending a majority of my income and wasn’t saving really any money.

I was also considering investing $200k of 401k retirement savings into this company but have decided against it partly from this discussion and also after going out to Patterson and seeing the beginnings of their 'factory'  but with only one building and no pavement and no real sign of activity it doesn't look like a strong going concern. 

*Very hot market -- people are selling either their least favorite assets (like me), or need to sell because of retirement / death in the family.

@Zane Cress what about investors with retirement accounts owning STVRs who are not allowed by ITS rules to be active investors, they can’t self manage.

Put her on the payroll and have all of her pay go into a tax deferred retirement plan