If you meet the four parameters of the Howey test, you are treading on thin ice.1. investment of money due to2. an expectation of profits arising from3. a common enterprise4. which depends solely on the efforts of a promoter or third party.If your deal looks like this, then you must register or use an exemption, especially if you have solicited your investors using the mail or the Internet.See SEC vs W.

I would imagine that with a rising interest rate environment, foreign capital will come to the U.S. and the dollar will strengthen, stocks & commodities will fall.

Because we are slow (aka use own capital) every deal we do is different just to learn (ex condos, builders/new consturctions, commercial retail shops, SFH, OLD SFH) In short, let the opportunity take us.I am constantly looking for projects and when opportunity (financially) arise I already know my next project and can close quickly, having done my due diligence.

This is the exact sort of feedback I am looking for - I can definitely see why BP is such a popular resource and I'm sure I'll be posting more.

One of the more popular loan programs right now is FHA (Ginnie Mae) with a relaxed down payment requirement, relaxed DTI criteria.

Saying that you need to inform some of thier liability arising out of thier uninformed opinions.I'd suggest you not argue with a Realtor about if a property will conform to secondary market requirements, you really don't need to go there with them, stress the fact that you have a vault to tap into to fund anything you're willing to fund, end of discussion!

I am close to Cedar Falls so I was thinking of targeting SF homes where student housing is popular.

To them, that means you're not a newby and will be able to fix their issue if one arises.

This also goes to having the right of sale of the property (popular discussion lately) with an option you only have a contract you don't have the power of sale.

Bill - Sub2 seems to be a popular way to acquire properties...are the gurus full of baloney?