They are not listed to buy together but I would try to get a "package deal" of sorts.My question is since these are all "separate" and not under the same roof, would having 8 units on the same street be considered multifamily residents or commercial real estate?

I've provided money for materials but I never pay for labor before work is completed. 

Hi James, you are going to need to install a backer board material as an underlayment before setting, or installing, your tile.

Take a good week to learn the basics, it is much quicker and you'll learn properly instead of trying to piece things together for yourself from forum comments, blogs or podcasts, even when they call such materials the "basics" it's not the basics of real estate and everything you need to know isn't going to be contained in those sources.......promise you!

Subject should read "New To BP"Hello I'm really glad to had found you folks at BP so many questions answered in so little time it really is a  "treasure trove" of information however I still have a lot of questions I'm new to real estate and more then midway through my course material and passed the first 2 courses if all go's well I'm excited to be licensed early - mid December. 

Another option is to go over the existing siding with another material however you will, or should, disclose this when it is time to sell. 

So the Lender will either need to price the loan package to cover the perceived risk, or pass on it altogether (more likely the latter, as it sounds like you've experienced).I know you're just starting out, but really focus on building a strong, trusting relationship with a lender.

They are like pop-up dialog boxes but you can't click X in the corner to make them go away.Enjoy the seminar, learn what you can, go home and check eBay, Craigslist, etc for those deeply discounted materials mentioned. 

Make sure materials that they supply or get are actually equal or lesser value of what you can get at the store. 4.

It depends on the type of material and the type of crack/settling to determine whether it should be address or not.