Refinancing is always an option but don’t want to be timing the market.

Non-residential properties have a few extra options compared to residential properties.However, before looking at the accelerated depreciation (100% bonus is a form of it), you need to figure out if you will be able to take these losses.

I heard about Houzeo it might be a good option, but you have to evaluate what you pay and what you get.

@Brian TrippLots of options out there and many places to get good returns on your investments.

The recorder's office line has 5 different options so each time I called I pressed the next option sequentially leaving the same voice mail - what's the procedure for receiving the title deed and of course my contact details

There might be cash flowing options for you that are less hassle than multifamily. 

@william @William R Bebout Jr happy to help you look at your options here.

We have two options with financing:20% cash down.

However, this would require you to illegally possess the home for 21 years, then try to lay claim to it.Your best option is to speak with an attorney to see if there are any other options.

Also check out assumable loans, that might still be a good option in east and west side to get into something newer and with lower rates without shelling out too much cash.