@John D.Depends on the interest rate you're paying, obviously the lower the interest rate the higher your return would be.

Recapture is the lower of the gain realized from the sale of property, or the depreciation deductions  taken on the business property .

Therefor you can find great cash-flow for less capital and lower competition from owner-occupants/flippers.Lesson to be learned is getting feet on the ground in those neighborhoods to understand the differences in product type and highest/best use.

This will hurt the lower income people that the rules was probably intended to protect.  

Yes, there are pockets of the city that support $1,250/month for a luxury 1BR, but one block over or across the street a lower-end 1 BR might be only $450/month, not $800.

I did quite a bit of research when I heard about the HELOC to pay off you mortgage and then using that account as your main account to funnel all your income and expenses in/out of etc etc.....the principle is that you will have on average a lower balance that your are paying interest on each month etc.....and read a lot about comparing that method vs just applying extra principle to your mortgage.

They may do it with just a lower LTV 60-70%.If they wont give you the HELOC I dont see why they wouldnt just let you open up a secured line of credit with the duplex being the collateral

I kept telling every landlord even if your place is brand new, rent is way lower since 2015.

., tear out to studs) to be livable by lower middle class standards.

His current annual debt service after refi is significantly lower than what his annual lease would be years 1-5 with 3% annual increases.