We can always pay them down earlier if we decide to later, but having seen the days of 8-10% mortgages, we're amazed that we can lock in 30 year investor loans under 5% (our last one was 4.125%), let our tenants basically buy our homes for us, and build up the cash flow to use for the next one.    

Don't take the lowest bidder, it means you may have to pay a higher bidder later to get it done correctly and now you've spent 2x.Also consider time, especially with a surveyor.  

The lady dropped her app a week later than we agreed upon (I had to call her to see if she was still interested) and I told her immediately that her boyfriend's app was missing.

These days, 30 plus yrs later, he is much like my father was - never answers the phone and absolutely never talks to a tenant. 

I'm thinking of teaching this so that it can be replicated, later on.Servicing  of a large portfolio should be around an .125 to .375%, not a dollar amount of service charges, but a flat fee is the best way for single notes and it is high for small notes.

I’ll get into some of the rehab details later on, but how did we get such a steal?

I bought my second about a year later and shortly after that I returned from vacation to find that my position had been eliminated...

So you wonder if these guys are artificially pushing the market up and later if they decide maybe they paid too much if there will be a rebalance of values.

Next thing you know I look up and it's three hours later.

I payed thousands in F&E taxes this past year that I found out later was not necessary.