I suppose they're coined "commercial loans" because they're more business purpose in nature and funded by private institutions not backed by the government sponsored entities. 

This last 9 years I've learned how to be a landlord and the laws that govern them in the my state.My current situation is as follows: I currently have a job that pays $100K a year.

The FCRA specifies those purposes as the granting of credit, the collection of a debt, the underwriting of insurance, employment purposes, for issuing a license as required by some government agencies or for a legitimate business transaction between a business and a consumer.

Just that there will always be haters to every project, no matter how well-intentioned it is. 4 - I can get on board with trying to create some kind of incentive for banks/developers/governments to provide some kind of subsidy to fund affordable housing or rehabbing existing buildings but thats easier said than done.

@Joe Muchel if your property recently got put into a flood map: AE flood zone I would strongly recommend that you take advantage of the government subsidy that you can get when a property is moved from a flood zone X to an AE.

Columbia is blessed to have multiple colleges, military bases and government offices. 

If you think you can find an area where a city is that efficient you don’t understand government. 

I find federal government program names ironic. 

The individual property assessment data, tax record history, and tax bills are produced and kept by the 25 cities and towns"Like several other places in the NE, the county government is not in charge of collecting taxes, the cities and towns are.

The fact that the city is getting investors to spend money doesn't mean that the government has turned the corner, this is an example that it hasn't and it's bad omen for investors and the city.