A similar house in my neighborhood with both an ADU and a JADU sold for          $1.15 million, after only being listed for a few days.

I'm in the MFR space owning multiple apartments and have built a financial model that I use daily to analyze mainly multi million dollar apartment complexes, but I help investors like yourself analyze smaller deals as well.

Multi family is a little better but I don’t have enough for a down paymentWhat options do you suggest for 5-7 unit property in 1-2 million range?

@Chris Petzy A new study shows that 40 million Americans live in flood zones vs the 14 million estimated by FEMA.

Put that in perspective, how many millions of homes are sold each year, plus people renewing the subscription...

So my dilemma is making best decision with this home.Homes nearby and being built nearby are in $500 to million dollar range and I am somewhat in a moral inner battle.1.

“Sweet, I’ll take 20 since it meets the 1% rule...”Go the other way...3) $5 million dollar house, rents for $50k/month.

The debt cancellations will total about $150 million. [...] 

Then these gurus will pack up their bags and sit on their millions on a tropical island...right?

Yes, I think you might be happier with a white...there are a million whites and BM picked one for color of the year in 2017.