We are looking to use a conventional loan with a smal down payment to maintain our cash reserves.

Kevin, It's tough because your rate is really good on the first, however you do need to refinance that VA loan into a conventional loan to free up your VA entitlement. 

Conventional How did you add value to the deal?

The initial points can be a little higher than a traditional Conventional loan, but that's the cost of doing business to being able to get a loan without proving any of your income.

Conventional 30 year with 20% down.Lessons learned?

At this moment, we have a contract on a condo that initially was to be a conventional loan and end up not possible because of the ratio.

Hi, we are planning to get a 4 plex (will be a new 30yr conventional primary residential loan/10% down) while holding onto our current single family house as a secondary house (30yr conventional primary residential loan. we have lived in this house over a year.

Rather than raising equity, is there a way to fund the 20% down (80% through a conventional loan)?

I am guessing it's a wholesaler so selling a contract or won't qualify for conventional if it's super bad

Is 20% conventional the only loan type for this?