There are a number of approaches to the increase; property taxes went up, insurance went up, some utility that you might pay has gone up (maybe trash or sewer), can't risk losing IRS deductions for expenses by having rent too low, common area maintenance increased, etc.

I love casement windows and would go with those in a heartbeat, and they are way more common here.

[/b]THE WIFE- Currently employed. 4 months in a new job (bank)- Credit Score of 527- Rental checks ok (same as husband)- Has a installment loan with a balance of $33.4K with a monthly payment of $395- Has a loan balance $32.9K, shows as past due for $15.9K with monthly payment of $574.- Has 11 collections: $943 Medical (2011), $284 Medical (2009), $722 Citibank (2009), $1,086 Sprint (2009), $491 Victoria Secret (2010) shows as paid, and another 6 other collections for medical that amounts for $900 (2010)- In the trade section it also shows few other items that were "placed for collections": $45 Sprint (2011), $1,706 shows as closed by creditor grantor (2009), $4,775 Student Loan shows as unpaid balance charge off (2004), $22.1K Student Loan shows as unpaid balance charge off (2009), $1,189 Placed for collection (2010), $1,812 placed for collections (2010).Now, I do not know if this is typical considering the state of the market and economy as I entered the business only a year back, but based on myself and people I know, this seems to be awful!.

What are your options if your employment situation changes?

Sacramento, Alameda, etc), it is acceptable and common practice for Section 8 to pay a portion of the tenant's rent and for the tenant to pay the difference.

Hopefully with time and sage advice from fellow investors on here I can get to a point that some or most of you all are at.I live in Lexington Ky currently and am currently employed within my family owned insurance agency.

If I'm understanding your correctly, this sounds fairly common.

I agree with @Johny SamThe sad part is this common in Wisconsin / IllinoisSearch online there should be a free legal advisor toget your point in the right direction

But the actual years of experience might break down as follows for a really sharp person. 6 months of unsecured lending studies, law, contracts, income qualifications. verifications and due diligence, understanding tax returns and underwriting aspects of continued employment, credit, assets and forming a good lending decision.

It was very commonly used in Florida during the real estate boom.It baffles me that drywall (which is extremely heavy) could be produced in China, shipped here, and then sold for a profit.A sidenote - we've all heard of Chinese toys containing lead paint.