If you can afford to not absorb the cash for personal use and can keep it in the business, how about this: Instead of your proposed example, take that same cash and use it to as leverage to buy 1,2, 10 more properties, with the bank financing as much as you can get out of them and you using your cash to fill in the blanks?

For instance, some applicants fill in their name and address, and leave the rest blank, gives it to me.

@Michael Blank That is a classic tenant responsibility.

., I would probably say something like "How about I call you in _______________ (fill in the blank, I would probably say November) I'll give you a call and they will give you some time to think over how much you want and what terms will work best for you".

@Carrie Hatcher My wife is a financial planner, and they’re very good at what they do, through her I’ve interacted with quite a few financial planners, I’ve found most of them go blank faced when you try to have actual real estate investment conversations and most aren’t well versed in the type of investing that BiggerPockets promotes, I’d lean towards a real estate experienced CPA I’d recommend Brandon Cox with BMC Accounting out of Toledo OH

Lightening does strike on occasion, but it's doubtful you could find enough 70% deals to run a successful flipping business in southern California.Paying 75% is challenging, no doubt, but these deals are available in enough quantity to make a go at it.

Can you fill in the blanks please. 

I have talked to him on several occasions as I was figuring out my financing strategyI personally found a local bank in my are that will write commercial loans at any value. 

He liked the clean but blank space in the basement for his own imagination.

Or should I leave that blank since we'll effectively be financing those costs for the several months that we own the property, and I'm accounting for payments on the HELOC and the mortgage in the monthly carrying costs section?