Note: would be using 50k to pay off my debt at closing.Plan a: Buy into a 1.2m retirement home style 18 unit property (18 doors, 5 bathrooms, commercial kitchen, etc) with $200k. 

Investment Friendly LenderMichael PolizziMid-Atlantic Funding570-499-4448

First off, if they can justify removing the carpet and replacing it, they would need to bill you a prorated amount based on age.

They are/were operating off of cheap money.

I can’t speak much about other markets, but as someone who started off in Columbus, I would say, the Ohio market in general is a very beginner friendly state to get started with your real estate journey.

Negotiated 20k off the top without contingencies as already walked it and report didn’t show anything I didn’t already saw.

Did the city take samples and send them off to a lab?

You can't find 2% anywhere on long term rent but to get that in CA with CA appreciation is massive.I have not heard of someone completing a hands off garage conversion STR for as low as $80k in at least 5 years.  

Underwriting is primarily based off of the property not the borrower. 

While the two paragraphs in question don’t actually use the terms “due” or “sale” it’s been given that name through the years to provide an easy way to explain the verbiage.Normally, if there is a loan attached to the property that loan is paid off when you sell it.