I am also a realtor and work with investors. 

Many programs can be very similar between lenders, but you may find that in certain scenarios a particular options works best. 

Unless you specialize in this niche, you may be better served by working with a luxury realtor who focuses on these types of properties -- mixed use, commercial, international, etc.

I have several construction crews that do work for another investors too. 

400k would work.

STRs generally equal more cash flow but more work.

As long as they do one of the 100% financing deal in a year, they can still claim they offer 100% financing...This is usually how the scam works.

@Michelle Marie bruetschIf email/phone is not working, then show up at the onsite sales office and ask them in-person.

That was another part of this "sweet spot" since I am moving away from Alaska for mental health reason and therefore to optimize my remote work environment and I will be 100 miles away from my first FHA, I was able to find a lender that would give me a second FHA.

I got paper work signed and she vacated!