Preferably in the tri-state area.

If you have to think twice about the monthly holding cost, that is a red flag.Unless you're getting the home at a discount, I would look elsewhere for your first investment, preferably something that you are at-least breaking even on.

I much prefer a SFR than a condo as the condo comes with fees and assessments which in my opinion gives me less control.

I would bet the 20-yr provides a higher cash-on-cash return.I generally prefer longer term mortgages.

I was able to move half of the units to paying online/cashapp but a few of my tenants still don't have bank accounts or simply prefer paying cash.

I prefer when people reach out to me as the agent first so I can connect them with some lenders that I know and trust.  

Is it preferable to complete these transactions in phases or all at once.

I would prefer a multi family, but not opposed to a single family and renting by room, possibly to other food and bev workers. 

I have a client looking for a duplex in Raytown or Lee Summit in Missouri, that wants to owner occupy under $300,000 preferably!

I am looking to house hack a multi-family property, preferably a duplex or triplex that is under $300K, within a 20 minute drive of Air Products.