Just because it's sort term doesn't mean everyone will take perfect care of the property.

Perfect 1% rule.

I just had a perfect case of a flipper sabotaging a deal and potentially ruining a market. 

I'm perfectly fine with paying less taxes, but my concern is my ability to cash out refinance my rentals and buy a personal residence this year. 

So, I think this would be the perfect strategy to solve both of our problems!

In some instances you can get away with a lower interest rate in the beginning years of the loan with a 2-1 buy down.

That's a perfectly good reason to deny. 

You may be able to get away without some of the following.Civil Engineering-Drainage/Utilities/Tank $10,000-$12,000Site Survey $3,000Geo-technical/Soils Engineering $3,000Mechanical/HVAC $3,000-$4,000Electrical Engineering $2,000Structural Engineering $4,000Architectural $15,000-$20,000Landscape Design $5,000It adds up quick. 

Wifey has found a brand new neighborhood right on the edge of the town limits (no town taxes), in the absolute PERFECT school district for our kids (2.5 years and 6 months) and on top of that a family friend is the RE Agent selling the neighborhood.

Subordinate Liens: Except as permitted by federal law, Borrower shall not allow any lien inferior to the security instrument to be perfected against the Property without Lender's prior written permission.