The ROI can be high, but they need handholding a whole lot more than normal tenants. 

So, if you're the Buyer, no different than if you had taken out a normal Bank mortgage. ie. 

You can always hire a 3rd party PM, but managing it yourself is normally the best route.

We normally do not give a choice unless the lawn is super large. 

I guess my question is does everybody think this is a new normal, or are we truly going back to business as usual?

In normal circumstances it is not legal to shut off the power to force out a tenant but if it can be demonstrated that you must do so for safety, then that changes the equation (although I would consult an attorney before taking that step--I'm not an attorney and don't know the laws of your state.

But yeah, because my house shouldn't all the sudden lose value, if the market changes, I feel like it's less risky than a normal cash out refinance

I have to admit, in my limited experience so far this seems pretty normal (going back to 2019 when I "started" seriously).

If the company will renew it, ask what impact it will have on the annual cost of the policy and for how long (normally 3 - 5 years). 

Eventually they will still want to move to a more normal layout and configuration when the market allows it to.Some land the juice just isn't worth the squeeze for anticipated returns.