The only advantages I see in the ETF are the ease of liquidity and the fully passive nature it is.Ziv Magen - Regarding zero leverage, while we all are entitle to our opinions, I personally believe ignoring the advanatge of leverage is not the wise thing to do regarding RE, just as abussing leverage is not a wise thing to do.

Granted I go a little overboard, I'm naturally a very approachable person and I enjoy building repoire with people, but this approach has lead to several deals and I find it worth it.

This is personally why I do not like owning duplexes, tri's, or quads as I like controlling a whole development and the quality of tenants around there.Bas tenants are like a cancer that starts eating at your success and makes the quality tenants run away.

It's just the nature of the game in today's market in a lot if places.

Hey Sean - That is a natural first question to have so I don't believe you are over-thinking, just make sure you don't let your questions become self doubt.

This fracking in mining technology makes getting natural gas easier and will probably be the heat used in most homes over the next 20 to 80 years moving forward as the price has drastically reduced compared to electric..not to mention the terrible condition of our electric grids nationwide.

I think the seasonal nature of rentals has more to do with the school year than the weather.

I switched an old old furnace to natural gas and it paid for itself in 18 months.

I tend to be an analytical person by nature and as such try to look at something from all aspects.

By their nature most attorneys are uber-skeptical and reluctant to jeopardize their reputation and goodwill just because someone mailed them a single letter one day.