Safe Harbor plans are out-of-the-box in an effort to keep setup costs to a minimum.

So I am a type 1 diabetic and I have 12 boxes of insulin pen (Novolog and long lantus).

Mail Box money!

If you have the equity and the prospective properties that check the boxes, why wait?  

When they hold internally they tend to be more flexible but when they sell the loan off it has to be in this pretty little box to be marketable.   

I'm going in circles trying to figure out where I report my K1, Box 10, Net Section 1231 Gain on my personal return.

If this is a single-member LLC (you are the sole owner), then you will file the information for that LLC on your personal income tax return using Schedule C (Self-employed profit and loss).To input your Schedule C LLC activity: Sign in to your account and click on the orange Take me to my return button (skip this step if you are already in your return)Click on Search at the top of the screenInput "schedule c" in the search box and hit enterThe first link available should be Jump to schedule c - click on this linkTurboTax will walk you through inputting your income, the business information, and expensesImportant: You do not report the draws you take from your self-employed business as separate income on your tax returns, nor do you deduct these amounts on your Schedule C.

Here are some recommendations for you: Read Beginner’s Guide: http://www.biggerpockets.com/real-estate-investing If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

Seller got a loan for $94k in 2000 from Lender A, secured by a deed on the propertySeller got another loan for $105k in 2002 from Lender A, secured by a deed on the property Seller claims that this was a refinance of the original loan, with additional debt rolled inLoan docs from the seller suggest this is true, BUT the box labeled "refinance" is not checkedNo modification or release was ever filed for the 2000 deedTitle policy from the 2002 transaction listed the original 2000 deed as an exception to coverageThe HUD-1 settlement from 2002 doesn't show any specific payoff of the original note.The current loan servicer sent a payoff statement that will release the 2002 deed, but no mention of the 2000 deedI reached the person listed as trustee on the deeds.

The old desktop QB is extremely hard to tame indeed.That said, no accounting software is suitable for real estate investors straight out of the box.