If you literally just closed two weeks ago, then your first monthly mortgage statement hasn't even arrived yet, the CD has all the pertinent information on it that would also be on that statement.In general, recall that you don't have to give anyone anything that you don't want to, and they don't have to give you the HELOC, so that's kind of the dynamic at play (excluding "protected class" things like a doctor's note attesting to your continued good health, or your religious affiliation).

I see a lot of folks here on BiggerPockets with the same dilemma as you.

When you talk to town planning, ask for a list of surveyors and trades people (specifically well and septic at the Environmental Health Department) since you'll need these permits even if there is an existing well and septic since you are technically performing an alteration.

Interesting, we faced a very similar dilemma and after some soul searching decided to keep the home as a rental, put down less on the home we were purchasing and deal with the higher mortgage payment.We've been fortunate to experience significant appreciation, and as rates have lowered, we're now refinancing our primary and our mortgage will be roughly what it would have been had we sold the rental and put 20% down.Obviously we've benefitted from favorable trade winds over the last 18 months, but I strongly recommend keeping it.

- nearly all brokers are 1099, just like Realtors (W2s come with 401ks and subsidized health insurance, why would a bank give someone a W2 and let them broker loans elsewhere to get the client a better rate?

Once you start the eviction process, if she calls in the health department for supposed deficiencies in the unit, they're considered "retaliatory" and they don't stop the eviction. 

Things like health, death, disasters, governments, etc I am pretty powerless to influence. 

You're good.Keep documentation on all these health hazards you are or have encountered, just in case anyone questions it.

So, assuming you make 200k, take home 100k, your biweekly take home would be $2,083.33, or a biweekly check of $4,166.66.Again, we have to factor in items that we haven't counted like - health insurance, transportation(subway?)

The family member will also decide to leave for whatever reason later on and now you will have 2 dilemmas to solve:1.