Not long ago, 2005-7, 6.5% was an excellent rate. 

Which Excel Spreadsheet do you use and recommend for keeping track of tenants?

Once you have enough expertise to locate and control a deal, enough capital to help fund a deal, and/or enough experience to manage the execution of a deal, you will have the credibility to find experienced partners.

@Gus MardoniRob Jacobs in Easton, excellent attorney. 

I've also heard from other people that Umpqua has excellent customer service. 

I got started in my out of state REI a number of years back with an excellent turnkey company, but since have seen and dealt with others of whole range between really great and really terrible (even crooked), so you do have to be careful and fully vet who you partner with.  

Guidance about vacancy rates, rehab cost, property management, rental rates, good rental areas in Syracuse region, etc.As always, thank you for your help and any advice would be excellent.

I had a weekly call with one of the investor-facing staff at Memphis Invest, and that has leveled off to a monthly call.The best part of it all was having a really excellent team helping me through the whole process.  

I am a software developer by trade and am blessed to have an excellent career with a decent salary that leaves me with some disposable income that I'm hoping to put into some smart investments to generate passive income.

My credit is excellent and overall I'm in a pretty sound financial situation to leverage mortgages.