I know there are more qualified individuals in the forums to explain this better.  

Either way, I've got the team of 10 agents that all support each other, bounce ideas, and keep each other accountable to our individual and team goals. 

God Bless, Army Vet here looking to connect with like minded individuals in the Jacksonville FL area.

I even sold real estate for one horrible, dreadful, awful, year back in ’88.

You also can hit up Kansas City, Dayton, Toledo, Cincinnati, Birmingham, Memphis, Indianapolis, Detroit and more or less anything in the fly over states.One thing to note when looking at the individual markets, you can make or loose money in any market.

My focus is mainly in the private wealth (ultra high net worth individuals, family offices, and investment partnerships) and private equity space providing tax compliance, planning, and advisory services.

Is that a better question just to ask the individual lender?

These are not just fellow beginners, these individuals are representatives of major players.

I’m 40 and dread going home to my wife and kids at the end of the day

Please, no advice about forming an LLC unless it applies to both an individual and an LLC.