Heloc cannot be used as a PITI reserve and or as an asset which is required in underwriting when buying more REI.More tradelines on credit can also cause a scores to decrease and higher DTI through the bureaus reporting.

I am a determined to become a successful real estate investor with an understanding that success in real estate requires continuous learning and adaptation to the everchanging economic environment.In the upcoming months, I will be actively engaging in the formation of a strategic partnership with two to three like-minded individuals, pooling our resources, and vision to embark on a life-changing journey into the world of real estate investing.

Is there a way for  TIC to accommodate this requirement so I avoid the mortgage boot?

Lease requirements are that quiet hours are X to X, and music or TV should not be heard by anyone in the hallway.

@Ellie Narie to build a home would require 2 different loans or a "one-time-close" loan. 

These will all increase cashflow, but will require more management by you.It's very difficult to find home runs with current rates and prices. 

Most require 3 open trade lines of at least 2 years. 

How much time do you have and what is your investment strategy, fix and filp, BRRRs, STRs, buy-and-hold will require different hunting techniques. 

I didn't fully appreciate all the micro-skills required to buy rental properties, when I first started.

Even though I didn't see it first hand(thank goodness for facetime), I had some trusted boots on the ground that allowed me to feel confident that they understood my requirements and had my best interests in mind.