@Nick Cucci - I would be ok with it and not charge a late fee. 

For capital gains taxes, how can I charge my personal time to the cost for renovation?

They charge 15% mark up fees on every repair.

This will save you the time and aggravation of having a commercial account (since the utility is not in a living space) with deposits and monthly connection charges, etc.I offer a $10 monthly credit (via addendum) which is more than enough to cover the electrical usage many times over, and my tenants appreciate the transparency and the slight cash flow on their end.Our local utility (Nat.

People "looking for" "private lenders" invariably come up against HML re-branding themselves, but still charging their normal rate/fees.

Now if you are not able to secure a new tenant until after the current lease starts you may be able to charge rent until a new lease starts. 

Just be fair about it and if you do need to charge a little higher to make up for the work be up front with the customer about it and reinforce that you value their business. 

I know I could contact a Canadian Bank, but would rather look for private funding as opposed to a conventional mortgage loan. 

@Thomas Nolan If you are trying to go through conventional financing, you are talking about delayed financing.

We accountants will be able to charge you for one additional tax return. :)PS.