![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/200180/small_1621432745-avatar-suremark.jpg?twic=v1/output=image&v=2)
28 November 2014 | 25 replies
Title coverage in notes is usually assignable from the holder, unlike to the property it may go to the holder in due course, if a lender didn't have coverage you should get it.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/199088/small_1621432674-avatar-sfreer.jpg?twic=v1/output=image&v=2)
21 October 2014 | 4 replies
Scott, If you can tell me what your looking for; ease of billing, best premiums, broadest coverage, response time, claim payout satisfaction.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/239996/small_1621435477-avatar-chrispappas9323.jpg?twic=v1/output=image&v=2)
28 October 2014 | 20 replies
It is comprehensive and focuses on practical application of skills necessary to the development process.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/229311/small_1621434745-avatar-jjasonwe08.jpg?twic=v1/output=image&v=2)
24 October 2014 | 14 replies
Insurance is the same way, as they get older the insurance changes and gets more expensive and coverage's even change and not for the better.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/210854/small_1621433483-avatar-jredar.jpg?twic=v1/output=image&v=2)
16 October 2014 | 1 reply
Some of the big ones - which if you can view enough transactions you can normally come up with a guestimateSchool system - had some knuckle head appraiser use different school district as a comp1 more room1 more bathGarage - none 1 stall 2 stall etc.Then adjust for Condition.No comprehensive list that I know of.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/31910/small_1621365897-avatar-pasq.jpg?twic=v1/output=image&v=2)
28 March 2015 | 10 replies
MiddleOak has very broad coverage, but have 16 unit minimum.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/230008/small_1621434792-avatar-minimogul.jpg?twic=v1/output=image&v=2)
1 September 2015 | 47 replies
I think this is what Chris and Joel was talking about so you can be more accurate with the goals and specifics on the 100k.Generally a PFS is to see how the debt coverage of the property you're applying for will affect your current financial scenario.If you have a very high level of global cash flow which is cash flow monthly / monthly cash out flow = percentage of global debt coverage as a "whole."
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/251537/small_1621436311-avatar-kellid.jpg?twic=v1/output=image&v=2)
7 December 2014 | 4 replies
Make a little more cash on a monthly basis but not have as much coverage or have less monthly cash and more coverage.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/65427/small_1621413658-avatar-tryintomakeit.jpg?twic=v1/output=image&v=2)
3 December 2014 | 3 replies
The reserve amount to increase with each new booked loan.Financial Covenants: Maintain a minimum debt service coverage ratio of 1.2x's both individually and globally for the entire term of the loan.Other Conditions: Any, and all, entity owner/purchaser business organization documents shall be required for review by ( bank name ) at least 10 days prior to settlement i.e.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/250322/small_1621436225-avatar-christianb.jpg?twic=v1/output=image&v=2)
8 December 2014 | 60 replies
That would leave your debt to coverage ratio of around 1.10 most of the banks ask for around 1.25% to get to that number you would need to buy around 320000.