The earlier you start in your RE journey, the better off you will be in the future.

I asked the clerk if it was common for the contractor to not show up and her response was...most have outstanding warrants and leins and won't come near the courthouse.Not sure what you are out but it might be better to limit your losses and eat the money. 

Has anyone heard of this program OR know of a better method for learning about this and getting involved?

The more constructive the better!

I know I might work harder but at the end of the day it will be on my own terms and will go towards building a better future for my family. 

I like their program and approach better.

If you think you might want to repeat this process, better to do it and start the learning.B. 

Here's a casein FL - Seller in foreclosure has 120k principal @4%, Shes 10k in arrears, house is worth about 250k, good condition.She wants to stay at the house, but doesn't mind selling it if needed.She will likely not qualify for a loan mod at the moment, good amount of equity.She works in the medical field, just took sick and fell behind.I was thinking of offering to pay her 10K in arrears and creating a 2nd mortgage @ 10% interest.if she defaults, i can foreclose,  as there is a bunch of equity there.any thoughts of a better scenario that i can make more of this situtation?

My wife had a lot of family in Grays Ferry and everyone said “oh Penn is going to come in and will make it better” etc etc.

I am fine with saving more money to purchase a better property in the area, but with the money spent for a down payment on a SFH or MFH I could buy 2 condos.