We have over 100 properties under contract and are actively doing turnkeys in a very boring area that does not have huge ups or huge downs, but our cost of living is low so we can achieve some great ROIs. 

Always try to go with the inspector to see first hand problem to see if it is a real problem.It may be a minor problem instead of a huge problem.

You have overcome the hardest obstacle and are now on the path to achieving your long-term goals.JW

I'm really looking forward to learning as much as I can to achieve financial freedom, especially with having student loans.

They don't sell magic food and don't provide magic pills or a magic program geared toward achieving weight loss.  

Do the separate accounts really achieve that?

Those loan standards are based on the risk weighted pricing your bank is trying to achieve, the current performance of your banks portfolio with the aggregator, the individual underwriter's portfolio performance, etc.

I look forward to meeting you and Alex at a future meet-up to get your first-hand perspectives on different options in real estate investing.Ryland:  Thanks for the detailed input. 

Hey, you have achieved this process, just stick with me and show the property in your area and adjust your experience to discuss your concerns and get the most from every project you renovate near or far with your confidence of what you put into each property. 

You'll find those living hear don't agree, but at least they are working with actual first hand knowledge.Detroit, is not the same as the Detroit suburbs...don't confuse the two when you are learning.