I am still in some educational programs (phd and mba) and the employment contract with my university runs out in 06/2015, which might hamper any attempts to secure a traditional loan.

By "degree days" , its in a computer program that calculates the amount of typically used based on the temp , efficency of the furnace , sq footage , number of occupants , type of construction , plus a few more items .

If they need too much rehab the properties will not qualify for financing, exceptions being Fannie Mae/Freddie Mac bank owned properties under the Home Path program.

Again this was in 2009 and I have heard the program is heavy sales and less real estate now, which is a shame.Hope that helps!

However, since my ex-employer is a private company, and these stocks are not freely traded, they need to stay in that account, until such time they have a buy back program (they had a few, I didn't do anything because I didn't need the $).

Gotta love government programs!

Well with my knowledge of the financial markets I can tell you the Fed is tapering it's bond buying programs and interest rates will start growing rather quickly here.

I used one guys program and to me he covers every aspect of wholesaling and is real about it.

It's a great program and a leader for the entire country.

The closest program is in Houston.