The property was advertised on the local version of zillow.

Their latest version is still at the level of WEB 0.5 circa 1997.Realtors, especially the one that are representing the buyers should be able to add some value otherwise discount brokers like RedFin and others are going to eat their commision for breakfast.

I think CCIM has on-line version too, so an option if you prefer learning online.

Several versions out.

Here's a simplified version of how I look at a loan:The Collateral: If everything went wrong, would I be ok taking the property back minus all expenses. ?

Its nothing like the desktop version witch is impeccable.

Two things that jump out to me that we have proven successful: 1) Personalize with seller's correct info2) Call to action (expiration date)No matter how wonderful the family looks in the picture, I can't get past the "dear homeowner" or whatever version of that is used. 

@Helen Rolls  ask the question on the AUssie version of BP  IE  propertyinvesting.comor somersoft.. both of those are Aussie sites like BP that's were you want to get your info

@Ryan Mullin  the Joys of BP  inexperienced buyers with their version of  events then the soap box starts.Its why I posted that ( the way she posted this there is only one conclusion to be made) Keep up the good work... 

After a few calls and emails back and forward we were able to agree on a slightly modified version of the ICA from @J Scott's book.