I tell people I do not have time as I am spending it on clients who have made a commitment to me for my time and services.If I make thousands per hour for my time then someone asking me for free crap is not only not bringing me money in it is taking money  out of my pocket because I can use that time for clients.What might be better is paying for ongoing consulting services.

If you have them 30 days and the time isn’t up yet, you have to wait.

These expenses can run into to the thousands or even tens of thousands of dollars so it is extremely important to set money aside on a regular basis to cover them .  

Patience also forces you to be careful and not make errors that can cost you thousands.  

My friend (also military) has told me that I can refinance and lower my payment and I should at least wait to hit the year mark.

Do I need to wait until their lease ends (in 14 days)? 

I would wait a bit, market your rental on FB, craigslist and local places to see if you can get a long term tenant in there that will stay for the full year or even longer which would be ideal.

However, do bear in mind that houses that are selling for 10-15K over asking price are being sold to RETAIL buyers from sellers who could afford to spend the time and money to get the house in tip-top shape to sell and who have the luxury of waiting for the sale to close.

It's where most of the experienced investors are plying their trade:  they know they can double their property values by adding some value and/or waiting on price increases, which may double values againLocal agents are typically idiots (nicest way I can put that). 

Save all the rest of your money in ETFs or bond funds while you wait to get enough money to start investing.