So now we are going back and forth to figure out what to do because the lender is afraid the UW will deny closing for not having the exact payoff amount.

I am currently doing the pre-work for a starting investment (read that as trying to figure out funding).

OK, just trying to figure out how you are coming up with 50k plus more than me.

They sell originations to secondary markets (to FNMA, Freddie) and deal in-house only with 7 figure deals. 

Connect with an attorney who focuses on tax appeals to explain the procedure and evidence needed.I figured it was possible, I'll try to look into it myself, thank you.

Couple that with finding a good employee... it's REALLY hard to find a good employee who works remotely.It's hard to figure out if someone is putting in their hours, doing a good job, doing all the work you require. 

As for retirement, I earn a pension when I retire, I currently max out my deferred compensation plan (457b) with 18,500 a year and just recently opened up a Personal Roth IRA with intentions to max out with income made from loan origination but put it on hold until I can figure the best situation for what I am trying to accomplish.

@David Zheng Thank you for your input, I know real estate is not easy or everybody would be doing it and I'm not giving up but still people make it seems like it way too easy to get into it cause I'm trying everything I can to get into it but everything I try to figure out has a wall that says you need a work history in order to get loan etc.

Maybe one of the agent’s friends goes online to look at the agent’s listings, figures out which one it is, then passes that info to another one of their friends.

As for retirement, I earn a pension when I retire, I currently max out my deferred compensation plan (457b) with 18,500 a year and just recently opened up a Personal Roth IRA with intentions to max out with income made from loan origination but put it on hold until I can figure the best situation for what I am trying to accomplish.