@Angelo Behar @Jeremy Tillotson @Larry Fried @Victoria Winters Thank you all for the warm welcome I look forward to sharing, learning, and progressing with all of you.

@Sandra Holt  - It is a work in progress for sure. 

I'll update on my progress.   

I took notes on the very detailed answer you gave to @Justin Howe and @Gautam S. and will be reading up as you recommended.Great job and congratulations on your progress!

Let us know of your progress.

You're doing the right thing going through an independent agent and I would echo what @Luan Oliveira mentioned about comparing coverages if you're using the big carriers (Liberty, Geico, Progressive, Traveler's, MAPFRE etc...).

Ok, progress update for anyone curious.I'm certainly getting a lot of the relevant information I need from the contracts I'm reviewing and the websites (especially those with obviously professionally produced sites that are well organized). 

Next domino needs to be 1.5x bigger than last to keep geometric progress.

Often you will see listing's that have a "remodel" in progress and the owner may have run out of money. been red-tagged, or had other situation that forces them to sell.

It is in progress.