I would like to be able to own a multi family unit (4units or less) where I can live in one of the units.

Hello,I would like to know where I could obtain a set of docs valid in Florida necessary for purchase and sale of distressed properties (subject to, owner financing, release of information, lease with option to buy, etc.)Thanks for your help

Survey of mortgage terms (click to enlarge):From left to right, 1.25 points, 1.5 points, 1 point but $41k in fees.Prepayment penalty: 5 years declining, none, 2 year lockout followed by 10 years defeasance.Commentary/review/discussion: I tried to provide three very different options here, but all still real ways that people actually acquire such assets.

If you're interested in exploring options further, I specialize in house hack properties across the Wasatch Front and would be more than happy to chat. 

That will give you the zoning code and other info (especially important if it is a multi family).

At that moment we started to rent, we thought that's the best option for us. 

Focus is on single family and small multi faimly units.

That's where you buy either a small multi or SFR, live in one unit or room and rent out the rest.

For 2024, I will have a significantly higher W-2 income (600k) due to unplanned stock option income (company I work for was purchased). 

If the Grantor is refusing, the other option may be a declaratory judgment action which asks the court to declare the deed valid.If you elect to take the deal to another title company you may want to disclose to them the issue you're having.