Most property management companies will offer to place tenants for you for half of the first month's rent, so going forward if you decide you don't want to do this yourself that is one task you can hire out.If you want to know more, this is a great article that explains how to decline an application and has a sample rejection letter:https://www.apartments.com/rental-manager/resources/screenin...

I’ve had lenders that can budge, some are firm in price, it’s really property specific.

While I'm intrigued by the idea of DSCR financing and hard money lenders, I feel they might be a bit too pricey and risky for me at this point.That said, I'm excited about the prospect of partnering with someone on a deal, whether it's as a minority partner bringing value through sourcing deals or as an equal partner sharing the workload.If you're on the lookout for a young, motivated investor to collaborate with on future opportunities, I'd love to chat.

There are plenty of hard money lenders who will finance 100% of your purchase price and 100% of the rehab if you buy at the right number.

If the property is located in a vacation or coastal zone typically lenders have fairly low barriers to what constitutes a second home.

Have any of you recently collaborated with a lender who offers such terms?

Include a copy of the property management agreement, any photos, estimates and most importantly the findings/rejection from your homeowners insurance.

Consider becoming a lender yourself! 

They will also give you information on potential rent rates etc as wellFrom there you can compare costs to build and see which path makes the most financial senseHi @Chris Seveney as I am the lender in this out of state partnership I will certainly be hiring a consultant to consider land use.

For 30Y loans made to an LLC - 15%-25% down minimum depending on what type of lender you are using.