It is generally called having skin in the game.

Hope you have a prosperous - and healthy - New Year!

When I follow my rules, my returns are healthy enough to be investing locally.

Now, my experience with hard money lenders is that they will not give you a check at close with no skin in the game from you.  

I would wager that the framing in this building is acting like a thermal bridge it touches both the inside {warm} and outside {very cold} surfaces ... i.e. the building was not wrapped in a 1"-2" layer of rigid insulation before the finish cladding was installed to provide a thermal break between the exterior skin and the framing (skeleton).]

It took 2 years to find a realtor who is willing to scour the MLS for suitable properties,  show me 5-6 properties a week, write up all the offers, talk to the listing agents, and have skin that is thick enough that he is not "embarrassed" by my cash offers.  

Cheers to a Healthy, Wealthy, Happy, and Wise 2015!

The person with the $$ has more skin in the game and will lose money if the deal goes bad.

I think even with sweat equity you will need some skin in the game, but look around BP and search some people they are here. 

They will expect you to have at least 25% of skin in the game plus all closing costs, ect.