The HOA (which is self-managed; no third-parties involved) is understandably apprehensive about this.Anyway, I want to be able to rent whenever I want, but I DON'T want to try to fight for preemptively getting the more expensive insurance for the whole HOA for something that may or may not happen this year.

If soldiers refused to fight, there would be no wars.

In addition to having to fight with the investors, the supply houses also had to have further negotiations because of restocking fees. 

I guess what I'm missing is why are you fighting to justify negative cashflow when (according to some of the California crowd that is commenting) you can find something close enough to home that is at least cashflow neutral while building equity? 

With interest rates scheduled to climb to fight the self inflicted inflation, locking in a new construction at a price today, with no guaranteed set interest rate, then hoping for market inflation to provide your profit could be highly risky at this stage in the game so take caution there.

Nature had taken over and I had to fight to get the house back.

I will keep fighting. 

Owner financing.I tend to prefer the second as that mortgage can be more easily refinanced if the seller dies and you're fighting with the wife / estate, the relationship goes south, or whatever. 

We also stayed under budget, which was really important to us (and caused a lot of fights, lol)It is officially up on Airbnb, and our first guests checked in on Monday for a week long stay. 

This is what a lot of people want: rent controlVote and go to local landlord groups and fight rent controlhttps://www.bloomberg.com/view/articles/2018-01-18/yup-rent-control-does-more-harm-than-goodhttps://web.stanford.edu/~diamondr/DMQ.pdfstandford studyhttps://mises.org/library/unintended-consequences-rent-controlBombing and rent controlhttps://mises.org/wire/rent-control-makes-good-politics-and-bad-economicsGood politics bad economicsNYTimeshttp://www.nytimes.com/1989/05/30/opinion/how-rent-control-hurts-the-poor.html