Easy to use and extremely detailed.

I'm wondering if anyone knows of a way to obtain financing with low money down (< 10%) that is not "owner occupied?" 

Probably the greatest mistake was aiming too low.

I have done everything from a single unit rental for 700k to buildings in the low 9 figures; but most of the properties were in the 5 - 50 million dollar range.I am no longer employed by them and now just do some appraisal in my free time.  

But a % change can be very high when the basis (i.e. denominator) is very low to begin with.  

I know you can get a low down payment home owners loan on a duplex but you need to be sure it will cash flow with a larger loan (higher payment).

Any perspective on which end high or low is more accurate?

Also, if you buy low and have the property rented with cashflow and a good ROI why worry about selling?

That would give me low monthly payments while leaving me plenty of reserves. 

The market for single family homes is extremely hot, everything is selling quick, so as an agent I've had to look really hard to fine good deals for my clients in this competitive market.