In the event that a default is cured, such as by a completed loan modification or reinstatement, and the loan subsequently becomes delinquent again, a new allowable fee applies without the need for excess fee approval when the servicer must initiate new foreclosure proceedings.StateNon-Judicial ForeclosureJudicial ForeclosureAlabama$1,3251On Approval2Alaska$1,625On Approval2Arizona$1,350On Approval2Arkansas$1,475On Approval2California$1,425On Approval2Colorado$1,650On Approval2ConnecticutN/A$2,9003,4,5DelawareN/A$2,3503District of ColumbiaN/A$2,7003FloridaN/A$3,4503,12Georgia$1,325On Approval2Guam$1,625On Approval2HawaiiN/A$3,7758Idaho$1,250On Approval2IllinoisN/A$2,7503IndianaN/A$2,5003Iowa$1,275$2,3003KansasN/A$2,2503KentuckyN/A$2,7003LouisianaN/A$2,3503MaineN/A$2,7503Maryland$2,5006On Approval2MassachusettsN/A$3,0003,4Michigan$1,425On Approval2Minnesota$1,4509On Approval2© 2017 Fannie Mae.

So yes the reward may be larger for someone taking on excessive risk, but from my own experience I have gained my wealth by taking things slow, putting 25% DP that I bought for 180k on a duplex that cash flows well and is worth 70k more then I paid for it and the mortgage left is only 125k.  

For future reference after you go over it with the stain, you can remove the excess to speed up the process.

Foreclosures, Pre-Foreclosures, Tax Sale Excess Funds, Overages, etc.).  

Only those who have owned properties can truly understand the challenges landlord face and the sting of vacancy, evictions and excessive maintenance.

This is state specific and I know in certain states 24% or more would be considered excessive. 

The problem is... we're in mASSachusetts.I served the problem tenant with a 30-day notice to quit for:- failing to pay a portion of her rent- having a large, loud dog in the unit illegally- noise and disturbance to other tenants- excessive wear and tear (explained below)Prior to this notice multiple issues transpired throughout the year:- She kept complaining about things breaking in her unit like clockwork every 2 weeks or so (at first I thought it was due to deferred repairs by previous landlord)- After I increased the rent (and her portion went up slightly), she called about an "emergency" (broken toilet), I immediately asked for a photo to figure out whom to send, the problem was that "someone" in her unit ripped off the lid.

The problem is how the economy acts when the Fed tries to stop printing and starts reigning in all the excess liquidity.

I haven't found just a "standard" 20 or 30 year amortized fixed rate loan option, except for ones that are in excess of 9.5% interest rate, which shoots most deals apart in terms of monthly cashflow.I am wondering for those of you out there dealing in commercial / portfolio financing, how do you evaluate a property for purchase with monthly metrics, when there is an ARM?

When is it past being efficient and become excessive?