These are professionals with additional training and a stricter code of ethics.

The study material is primarily information dealing with FREC, legal situations, how to read metes and bounds and other forms of property identification systems, and ethics.

It's against the Realtor Code of Ethics and they can even lose access to the MLS.  

There are plenty of ways to operate ethically and legally with poor credit, if you are weak in one area, you need to be stronger in another area to make up for that weakness.

These are professionals with additional training and a stricter code of ethics.

Cons: the people are lazy and have zero work ethic causing them to take less pride in the houses.

Follow up question then to your response; Is it possible, maybe I should say 'is it ethical', if my family were to rent elsewhere while we were supposed to be owner occupied in a 4 plex? 

These are professionals with additional training and a stricter code of ethics.

But I was salary, no matter how much I worked I made the same amount, its taken almost 3 years of not being in corporate America to unlearn (and I still battle them every day) the BS ideals they preach there, and I'm certain if I had gotten into a sales roll from the beginning I could have used that combined with my work ethic to bank way more cash by the time 2017-2018 rolled around to start investing.  

If you feel it's an ethical issue, that's fine, but it's not breaking the law....