There's obviously more details to the story and lots of lessons learned here.

I am currently in need of one for estimates.

It was a simple letter with no additional details aside from the new loan number and address of the new bank.  

You can PM me for more detail 

There are a lot more details to this story, but in the end, although it may have actually needed around $40k in repairs, I still felt comfortable purchasing at $187k.

When they told me how much they wanted, I felt they were a little optimistic with their asking price and their estimated rehab budget, but after a few rounds of negotiating over text, we agreed on a price that was $15k under their original asking.The numbers were:Purchase price: 80kseller repair estimate: 35kARV: 180k to 195kMy hard money lender would only lend up to 65% of the ARV and they chose to go with a conservative number at $175k, so based the 65% rule I had to be all in at $117, so that gave me a budget of $37k. 

She either qualifies or she doesn't, you offer her housing if she does, and move on to the next applicant is she declines or is not qualified.Commute times and other ancillary details like that are not really your concern (though commuters are not a protected class, so I suppose you could legally make commute time a screening requirement if you were so inclined). 

Just thought I should provide some additional details.

Below are the details:- Single family home, 3 bedroom 2 bath- 1464 square feet- $310,000 asking price- built in 2003- 20% down with an est. mortgage of $1,347The home is in great conditions and won't need any major repairs.

If interested PM me for details.