I've been trying to communicate with other recent first time home buyers to learn from their experiences whether good or bad.

@Dawn Anastasi Exactly, open and honest communication for the win.

id like to say- I have perfect health and fitness- I have 10x relationship with family, friends and community- I have properties net gain of a minimum of 1 million a year- I have 1 million in checking 2 million in savings- I have a full service RE company Wholesale/ReBuild/Build/ManageMy why: - My why is simple: I want to be a philanthropist of love, wisdom and wealth to my family, friends and community.How I can Help you:- I am a carpenter and I know a little about workflow and construction projects and love to sweat whether physically or mentally - I feel I am a great manager, communicator, action taker and problem solverAll in all I hope this gives everyone a little understanding of my myself, my passion and my aspirations.Have a great day,JohnP.S. 

Just to clarify…what my dad and I do and what I was trying to communicate was this: 1)We buy a property cash and rehab it  2)We then find a tenant who agrees to buy the property in 3 years on a Rent to Own program (in this case we have a contract with the tenant-buyer already in place for $139,900, they are currently paying $900 a month) 3)What my post was trying to communicate is that we are looking for someone to buy the property for $118,500, if you get a conventional loan your monthly payments would be around $665 PITI or of course you could always pay cash.  4)Three years from now (at this point less than 3 years, more like 2 and a half) the tenant-buyer who is already in the house paying $900/month will purchase the house for $139,900 that the investor has purchased for $118,500.

@Chad UrbshottI wonder why it took CMHC so long to cry uncle ... perhaps they see the train the lenders have steered their way.I just received a communication from a lender this morning about an REO we purchased in April for $25K.  

If they seem to be posters who actually want to do the right thing, communicate privately with them expressing your concerns and explaining your reasons for the concern.

A dog isn't a destruction device, jus a PITA.

But they had great communication, they called often to let me know where we were at or what they were waiting on.

I am beginning to use networking and communication to start wholesaling (if you read my intro, you know I'm doing this to build funds for flips).

Its my Goal to get more involved to create opportunities in communication with BP and Investors in general.